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Here we are in the final quarter of the year. Where did the time go?

In our first article we review the recent changes to super contribution rules for the over 65s.

Have you envisioned what your retirement will look like? Think about what you enjoy doing and whether your retirement savings will be enough.

Lately, markets have been quite volatile. We’ve provided some insight to help you remain focused during a downturn.

2020 has been a tough year for many businesses. If your business has made a tax loss you may be able to offset the loss or carry it forward.

And finally, we discuss how you can find a work/life balance and help maintain it.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (08) 9383 8300 or email invest@jvafs.com.au.

Kind regards,

JVA Financial Services

Changes to super contribution rules for over 65s

The Federal Government has updated superannuation laws to allow older Australians to contribute to their super for longer.

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How to budget for your social life in retirement

Have you considered what's on the agenda, such as how often you see yourself eating out and whether you want to travel domestically or afar?

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Coping with market volatility

Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing.

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Has your business made a tax loss this year?

This has been a difficult year, and your business may have made a tax loss.

A tax loss is when the total deductions you can claim, excluding gifts and donations, are greater than your total income for an income year.

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How to avoid burnout and find balance

Owning a small business is not for the faint hearted. Mindset and Business Coach, Janelle Briggs, shares how you can get your life back in balance, and keep it that way.

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